Wealth management

Independent Financial Advice

We understand that Contractors can struggle to secure mortgages, pensions and insurance on the High Street due to your unique working structure. We have teamed up with the Independent Financial Advisers (IFAs) at ContractorFinancials who specialise in offering tailored financial solutions to contractors and freelance workers.

Whether you are new to contracting or ’a veteran’, the specialist advisers can show you how to make the most of your money, avoiding the common pitfalls that freelancing can sometimes present and bridging the gap between your Contractor status and the benefits you may have left behind as an employee.

A range of solutions tailored to your unique needs

Pensions – Significantly reduce your tax today by transferring part of your contract into a company sponsored personal pension whilst also building a tax efficient nest egg for your future.

Mortgages – Take advantage of special arrangements with lenders and save the time and hassle of finding a mortgage or remortgage that reflects your Contractor status.

Income Protection – Maintain your income in the event that you are unable to work through illness or injury.

Critical Illness Cover – will pay out on diagnosis of a range of medical conditions so that you can continue to enjoy your current lifestyle.

Life Cover – Safeguard the future for your family with life cover that will pay out in the event of your death.

ISAs and Investments – make the most of your savings. Shelter up to £11,520 pa in a tax efficient Individual Savings Account

Private Medical Insurance – Avoid NHS waiting lists and make a speedy recovery with private medical insurance for contractors.

Call 0845 062 8888 or email This e-mail address is being protected from spambots. You need JavaScript enabled to view it

 

 

Financial advice is given by Contractor Financials, which is a trading name of Contractor Financials Ltd and is regulated and authorised by the Financial Conduct Authority.

 

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Reason to join

A personalized service - fully supported by phone and email.

 

Tried, tested and trusted by Contractors.

 

We are fully compliant with current legislation – IR35  advice and contract reviews.

 

Expert financial advice and planning – maximise take home pay and tax efficiency.

 

Muftal Blog

The biggest change to income tax and National Insurance Contributions since PAYE was introduced in 1944.

 

Tax avoidance – How worried should you be?

 

Public sector contacting and IR35 

 

RTI Penalties – With hard-pressed employers coming to terms with Real Time Information (RTI) filing, the pain is not all over.